Study Genesis and see the lesson for money management in The Garden of Eden and with Cain and Able.
Adam ate from the tree of the knowledge of good and evil and was banished from the Garden. Cain and Able each had a farm and were required to work it (toil). Able did a good job and was being rewarded by God. Cain did a bad job and became jealous of Able. He eventually could stand it no more and killed Able.
So, what was Able doing right and Cain doing wrong? The first part of the answer is to trust only in the Lord. Trust not in our own understanding. 1Chronicles 16:8, Proverbs 3:4-6.
Listen to the Lord and He will direct your steps. A tithe goes to God because He is God. And, we learn to live on less than we receive putting away the remainder to build up Treasure in Heaven. This is required because everything we receive and have belongs to God. We are His workers and Stewards. We are asked to plant some of the seed corn every year that it might grow into a bountiful harvest. Then ever year (season) after there will be a bigger yield and the amount of heavy toil required will be reduced.
If you are given a goose that lays golden eggs, you must feed the goose and save some of the eggs. If you don’t feed the goose she will not lay as many eggs. And, with too little food she will eventually die. If you feed the goose she will lay many golden eggs. And, if you get more geese you Will have plenty. But, remember it is all God’s. He will tell you how to use it. Short selling golden eggs leads to ruin.
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